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However, you don’t need to have a totalitarian government to pull off a social credit score. All you need are the largest, richest corporate gatekeepers to police the boundaries of social credit—and that is what we see happening in the United States now. While we are all familiar with big technology corporations like Facebook and Twitter coming under fire for suspending social media accounts because they disfavor the views expressed by the account holder, the bigger cudgel is wielded by those further upstream—those who hold the levers of finance and commerce.— V.H. Cassler
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