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Times have changed once more. The thesis of this essay is that looking ahead, the Church may need once more to establish a banking system that can be utilized by its members. Unlike in 1873, the reason is not because there are no banking and financial institutions available: there are plenty in this day and age. No, the reason is because the signs of the times are such that it may come to pass in the not-too-distant future that orthodox Christians of all denominations may be discriminated against in the financial marketplace. There may come a day when someone who hews to the doctrine of the Church of Jesus Christ (CoJC) may find that no bank will have them as a customer, and that no bank will offer them credit in any form, from a credit card to a mortgage. Other financial services, such as the use of PayPal and Venmo, may also be denied them. Now, while it is still possible to do so, and while the Church has immense financial assets allowing it to stabilize such a system, it is advisable to consider the issue.— V.H. Cassler
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